Health Care

Posted on November 01, 2007 | Type: Op-Ed | Author: Asha Sharma
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In his Oct. 21 column, When markets fail, tax credits wont help, Sam Coppersmith claims current health insurance problems reflect free-market system failures. In reality, Americas problem does not stem from a free-market health insurance system, but rather a lack of one.

In the current system, people see insurance more as a need due to rising costs of health care. But a big culprit in pushing up the costs of health care is the governments deep and entrenched involvement in the health insurance and health care industries. Its the absence of a free market that has driven up health care and insurance costs across the country. With relaxed regulations and lower costs, people could better afford to voluntarily purchase health insurance, keeping their policies as they grow older and avoiding the current conundrum of insurance policies being tied to employers and states of residence.

A free health insurance and health care market will not protect Americans from ever getting a bill, but it could protect them from bankruptcy. During the health care debate, lets remember why health costs are rising: government regulation that favors corporate responsibility over individual responsibility. Nothing could be further from free markets.

Asha Sharma is a Ronald Reagan Fellow at the Goldwater Institute.

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